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Where to Look for Cheap Auto Insurance   Auto insurance is important when owning a car. This will really help save the person a lot of money to pay for repairs or hospital bills in the event that one gets into an accident. Is there really such as thing as cheap auto insurance? The answer is no. Though the rates in the market are competitive, there are two things that the person must do. The first is to find out that does not have excessive coverage and a high deductible. The second is to make sure one has a clean driving record since this could make the rates for auto insurance higher.  The person can make the smart choice by doing the following; 1. The first will be going down to the DMV office and making sure that all the violations in the passed have been ironed out. If the person doest have time t visit or call, perhaps calling on a firm to do this can make the job easier. 2. Since some auto insurance coverage is too much to handle, the person can find out the basic package by checking with the state's auto insurance department. This will give the person an idea on the essentials needed. 3. Many people think that the best people to ask for auto insurance are the agencies. This isn't true because these firms will never tell the real deal. It will be better to talk with insurance agents and visiting certain websites since the person can print this and make a comparison. 4. Another way to save on auto insurance will be to look for discounts. The car comes with safety devices and those that are not yet there can be purchased at the auto shop. Some of these include anti-theft devices and automatic seatbelts. 5. To avoid paying for unnecessary things on the auto insurance, the person should ask the firm if filing a claim will increase the present rate of premiums and under what circumstances does it cancel. This will give the individual an idea whether to keep a certain plan or find another. 6. When the person has a list of insurers in mind, a little research should be done. This can be done by talking to people who avail of the packages offered and the repair shops that repaired the damaged vehicles. The person can also check on the rates given by the state's auto insurance department whether it is in good standing to make sure one will be able to process a claim. 7.  The most important thing before signing on the dotted line is reading the contract. Should there be anything unclear, it will be a good time to raise those questions. This should not have surprise and arbitration clauses which protects the insurer from being sued if the claims are not paid. 8. Lastly, the auto insurance policy should be kept in a safe place such as a safe or in a deposit box in the bank. A copy should be left in the glove compartment of the car together with the car registration. The person get information on auto insurance easily from an agent or from the company website. This should be studied to be able to get an cheap package that can be considered good value for money.